NCrypto

Ncrypto.io is a tool used more to simplify and economically optimize interactions between businesses and individuals rather than to offer another way of crowdfunding or running so-called ICO (Initial Coin Offering). Ncrypto.io presents a mass-market product that can simplify the engagement of massive volumes of users in terms of capabilities that the crypto-economy gives.

The users of the platform get a convenient instrument (Web/iOS/Android applications) that enables them: to pay and get payments in point of sales with fiat, crypto and business assets; to deposit funds including fiat (USD/EUR); to operate with a number of different currencies; to send money to their cards or bank accounts; to issue their own tokens or assets; to define and set their own logic of token sale; to list their assets at integrated marketplace and exchange; to get an integrated customizing payment model to interact with crowdinvestors; to exchange crypto, fiat, and their other assets at an integrated exchange. All of these features are united within just a single platform.

The platform has its own multicurrency exchange. It avoids the need for double/triple conversion and exchanges one crypto-currency for another or for fiat using, for example, a dollar account. In this case, the network itself will select optimal exchange rate. The special feature of the platform is the availability of a separate module for the initial offering of tokens on the exchange for more visual and simpler "crowdsale". The business logic of the token (or the rules of the "crowdsale") is formed by a simple selection of the limiting conditions. The additional block – the token prospectus – makes it easy to integrate the created token and the rules of carrying out "crowdsale" with the project's web page. It serves as a gateway for investors to carry out payments in both crypto and fiat currencies. Individuals can easily pay for goods and services in POSs, and businesses can get payments in crypto, fiat, and their own tokens by means of QR code. Ncrypto.io platform and its legal body Ncrypto Networks OU operate in a 100% legitimate framework, letting its users issue crypto assets and realize crowdfunding of their projects in the same way.

Ncrypto.io platform ensures that all transfers of fiat money are done through KYC (know your client) procedures according to the Money Laundering and Terrorist Financing Prevention Act (MLTFPA) §70 Estonian FIU. In the same way, those projects that are in full compliance with all the regulatory legal frameworks of Estonia are marked as “legally complied” (crypto assets and the token crowdfunding prospectus), hence letting their contributors know about these projects' legal status.