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Better Than Bitcoin for Billions


BitMinutes is the first prepaid airtime token to provide low-cost financial services to the world's two billion unbanked consumers. BitMinutes serve as the universal cryptocurrency for enabling global telecommunications providers, retail merchants and a network of trusted agents to offer free money transfer and guaranteed loans to six billion cellphone users. The primary goal of Bitminutes ICO is to provide access to key financial services for over two billion unbanked worldwide.

About BitMinutes

Every day, billions of consumers use a virtual currency they most likely do not realize is a virtual currency: Prepaid Minutes, issued as a special purpose currency by over 300 carriers globally. The issue is that these prepaid minutes can only be used on their respective proprietary networks for either voice and/or data services (a “walled garden”). Consequently, the underbanked are limited in their access to liquid assets. Physical cash cannot easily be transferred over long distances and prepaid minutes are illiquid, i.e. lacking convertibility back into cash. The consumers stuck in this paradigm want inexpensive financial services, but traditional banks and legacy money transfer companies lack reach and affordability.

Based on international banking standards (ISO), BitMinutes solves these problems on a global basis. BitMinutes unify these proprietary currencies around a common global standard, enabling prepaid minutes transfer to 4 billion mobile accounts, and convertibility to cash as well as the potential for lending.

BitMinutes’ convertibility to cash solves the major hurdles in providing financial services to the underbanked. Consumer benefits include affordable and easy retail access to money transfer, micro-credit, and virtual MasterCard products
for e-commerce purchasing.

BitMinutes also solves for structural issues in delivering these consum er services. The carriers desire to offer financial services to their customers, but lack the infrastructure and data analysis tools to make underwriting decisions. For retailers, selling the BitMinutes brand of prepaid minutes greatly simplifies their need to carry multiple prepaid carriers’ products. Plus, by offering new financial services, they now become a next-generation corner banker.

BitMinutes represent a business opportunity to entrepreneurial individuals, retail merchants and telecommunications carriers to offer financial services cost effectively. By reducing money transfer costs, adding liquidity to a major global asset class of prepaid minutes and establishing credit history for the global underbanked, BitMinutes will raise the standard of living in many countries, greatly expanding the middle class to the benefit of all.

The Team

Tom Meredith

CEO, Stanford Engineer, Harvard MBA

Morris Mwanga

CTO, Moi University, Kenya, Kennesaw University, Masters Computer Science

Paddy Atmuri


Peter Carruthers

Head of Banking, Compliance & Foreign Exchange, Fordham MBA, NFA Licensed

Kern Lewis

Head of Marketing

Donald Chapman

Head of Business Development

Amadeo Radillo

Head of Latin American Operations

Peter Krause

Head of Engineering

Juan Soto

Head of Merchant Relations

George Iacovacci

Head of Social Media

Maxine Alagar

Head of Operations

Leonard H. Schrank

Former CEO of SWIFT

Brian W. Smith

Former in-house counsel at MasterCard and the OCC

Tim Draper

Founder at Draper Associates/DFJ/Draper University

David Drake

David Drake is the Chairman of LDJ Capital

Max Smetannikov

Max Smetannikov is the CEO of Marlboro Victor Group

Wayne Johnson

Managing Director, Raymond James Financial

Steven Kraus

UNAIDS Regional Director, Asia & Pacific


Token Info

Platform Type
Price in ICO
1 BMT = 0.02 USD
Tokens for sale

Investment Info

Distributed in ICO

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